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Safe Harbor Financial Service’s mission is to help people create, preserve and nurture wealth, protect and conserve their life’s savings, and plan for the distribution of those savings in the most tax-efficient manner while living and at death. They specialize in the retirement arena, particularly on retirement and pre-retirement planning. An emphasis is placed on retirement income planning and estate planning** for individuals and families of all ages. Safe Harbor Financial Services assists retirees and pre-retirees in creating income that cannot be outlived while helping protect their assets for a spouse or other heirs upon their death.